Form 20E Notice of Garnishment - plain guide

The official form

Version: January 1, 2021

Opens the official PDF from the Ontario court forms website. We never host or redraw court forms.

Tells a third party who owes the debtor money, such as an employer or a bank, to pay part of it to the court to pay down the judgment.

The creditor.

After judgment, when you know where the debtor works or banks.

Tick each one off as you gather it. Nothing here is saved.

Your court file number and a copy of the judgment
The amount still owed
The name and address of the garnishee (the employer, bank or other payer)
An affidavit supporting the garnishment (check whether the court requires a specific form)
The fee (see the court fees table on your court's page)

There are limits on how much of a person's wages can be taken: 80% are exempt, so you can garnish up to 20%. For a support or maintenance order, 50% are exempt (Wages Act, section 7).
"Wages" means pay after the deductions an employer must make by law. A judge can change the exempt amount on a motion.
The notice stays in force for 6 years from the day it is issued, and for 6 more years from each renewal (Rule 20.08(5.1)).
An examination hearing (Form 20H) can help you find the right employer or bank.
Track every payment you receive from the court.

See which step you are on, what to file next, and the date it is due - all in one place.

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